Are You a Kansas City Credit Union Member or Interested in Joining?
Take full advantage of the benefits of partnering with a credit union vs. a bank. Here are just a few of the features, perks, and benefits of membership.
Kansas City Credit Union, like all credit unions—and unlike banks—is a nonprofit, meaning that KCCU’s profits are returned to customers in the form of lower rates and fees for loans, as well as returns on interest-bearing accounts. Additionally, credit unions differ from banks in that customers are more than just customers—they are members; actual owners of the institution with voting privileges and a say in decision-making.
ATMs
Another benefit of membership with Kansas City Credit Union is participation in a CO-OP Shared Branch and ATM network, a consortium of credit unions that work together to provide services to all their members. The network includes 100 shared branches and free ATMs throughout the KC Metro, with more than 6,000 branches and 30,000 ATMs in all 50 states. Best of all, access to this robust and nationwide network is free, and debit and credit cards—without annual fees—are also available.
Low Rates
Because we are not-for-profit, we can keep all our loan rates low — including auto, home, RV and motorcycle loans. Check out our current rates here.
Currently, KCCU is offering a $250 gift card -OR- 0.50% discount on current auto loan rates for new or used automobiles, or if you refinance a loan from another financial institution or lender.* Click here to apply now!
Along with these low rates, we also offer access to free services, including no minimum balance checking, 24/7 online banking, online bill pay and e-statements.
New Mobile App
KCCU is technologically up-to-date, with a mobile app for both Android and iPhone. Once downloaded, members can manage every aspect of their accounts, including check deposits, mobile bill pay, money transfers, direct pay to other people, e-statements, and more.
Already a member but not taking advantage of these benefits? Now’s the time to start! Or, are you interested in becoming a member and enjoying the advantages of membership? Click below to find out more!
*Minimum $15,000 loan required. 550+ credit score required. Loan rates are based on credit score; loans are subject to credit review.
