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Savings Rates

Our deposit rates as of 2/1/2026

SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS

Deposited Amount Dividend APY1
$100 – 4,999 0.03% 0.03%
$5,000 – 9,999 0.03% 0.03%
$10,000 – 49,999 0.03% 0.03%
$50,000 – 74,999 0.05% 0.05%
$75,000 and over 0.05% 0.05%
1Savings Account and Holiday Club Account dividends are paid quarterly.

Share Certificates of Deposit (CDs)*

Term Dividend APY2
12 Months 3.65% 3.65%
24 Months 3.55% 3.55%
36 Months 3.50% 3.50%
48 Months 3.45% 3.45%
60 Months 3.40% 3.40%
*$500 minimum investment. 2Certificate dividends are paid at maturity.

MONEY MARKET ACCOUNT

Deposited Amount Dividend APY3
$1,000 – 49,999 1.00% 1.00%
$50,000 – 149,999 1.25% 1.25%
$150,000 and over 1.50% 1.50%
3Money Market Account dividends are paid monthly.
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