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Christmas is quickly approaching; have you finished shopping yet? Here are some time- and money-saving last minute shopping tips from Kansas City Credit Union that will help you get those last few gifts under the tree, just in time and on budget!

Gift Cards

The fastest and easiest gift is always a gift card. They may not seem as personal but a lot of people like receiving gift cards. To help make it feel more personal, you can get loved ones a gift card to their favorite retail shop, restaurant or even a gift card for an activity or experience. Or, maybe a gift card somewhere you know they want to make a larger purchase – this would help them get closer to achieving their purchase. Gift cards require no wrapping, and you can put them in the mail easily!

Grab a Pre-Wrapped Gift Set

When you are short on time, a gift set is a great option for two reasons— multiple items come together in one set and they often come pre-wrapped, so you can save time on wrapping as well.  You can find clothing or accessory sets, such as shirt/tie sets for men or earring/necklace sets for women, and hat/glove or pj sets for kids. Edible gift sets are also a great option and can work for multiple people on your list. If you have a little more time, you can also create your own gift set with more personal items – maybe a gift basket with items from their favorite sports team or favorite character for kids!

Fast Shipping Deals

Most retailers offer shipping by Christmas if you order by December 15th. There is still time to shop at Amazon, Walmart, Target and a few other retail sites, and get your gifts in time for Christmas. Take advantage of the Amazon Prime feel trial, if you don’t already have a membership, and get gifts shipped to your house in as little as two days. Just check the shipping times at checkout – some sites offer free shipping that takes longer or you can pay if you need your items to arrive faster.

Sign Friends and Family Up For Subscriptions or Memberships

Speaking of Amazon Prime – you could buy family and friends their own Amazon Prime membership! Music or TV service subscriptions are also great ideas for the entertainment enthusiast on your list. Or, you could get your loved ones a monthly clothing, shoe or pampering subscription that is delivered straight to their door each month. For the gym enthusiast on your list, you could pay for their gym membership. For kids, you can order a monthly magazine or craft membership that delivers them a surprise each month — who wouldn’t love getting gifts all year long!

Get Creative at Home

One of the best ways to save money is to make something at home and the thought will mean as much, or more, than the gift itself. Are you good at photography, baking, painting, sewing, or knitting? Create something using your special talent, and the gift will have the perfect personal touch.

Make a plan, stick to the plan, try not to stress, follow these tips, and you should have plenty of time to get those last-minute gifts under the tree in time for Christmas!

Also, don’t forget, KCCU is offering our 12/12/12 Holiday Loan! Our Holiday Loan is the perfect option to enjoy the holidays worry-free.  Cover your last-minute holiday expenses with a $1,200 loan for a 12-month term at a 12% interest rate. Available through December 31, 2022!